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D/L Composition

  2014 Y 2015 Y 2016 Y 2017Q1
Period Ended 12/31/2014 12/31/2015 12/31/2016 3/31/2017
   
Loan Composition (%)   
Total Gross Loans ($000) 2,405,575 2,699,205 2,934,105 2,987,068
Gross Loans HFI Growth 15.41 12.21 8.70 7.22
   
1-4 Family Loans / Loans 9.01 8.97 9.35 9.22
Multifamily Loans / Loans 1.79 1.85 1.50 1.65
Commercial Real Estate Loans / Loans 36.77 34.48 35.98 36.32
Commercial & Multifamily Real Estate Loans / Loans 38.56 36.33 37.48 37.97
Real Estate Loans / Loans 47.57 45.30 46.83 47.20
Construction & Development Loans / Loans 8.76 9.63 7.99 7.51
Home Equity Loans / Loans 2.56 2.36 2.08 2.08
Credit Card Loans / Loans 0 0 0 0
Vehicle Loans / Loans 0.02 0.01 0.01 0.01
Other Consumer Loans / Loans 0.54 0.89 0.81 0.78
Consumer Loans / Loans 3.12 3.26 2.91 2.88
Commercial Loans / Loans 28.26 29.05 23.41 23.49
Foreign Loans / Loans 0 0 0 0
Other Loans / Loans 12.34 12.77 18.89 18.96
Unearned Income and Other Adjustments / Loans (0.06) (0.01) (0.03) (0.03)
   
   
Deposit Composition (%)   
Total Deposits ($000) 2,492,291 2,741,712 3,029,783 3,050,101
Deposit Growth 9.36 10.01 10.51 2.68
   
Transaction Acct Deps / Tot Deps 64.38 64.41 65.90 64.85
Savings Acct Deps / Tot Deposits 0.61 0.66 0.65 0.66
Money Mkt Deps / Tot Deposits 26.54 29.35 28.45 29.84
MMDA & Savings / Total Deposits 27.15 30.01 29.09 30.50
Retail Time Deps / Tot Deposits 1.09 0.82 0.77 NA
Jumbo Time Deposits / Deposits 7.37 4.76 4.24 NA
Tot Time Deposits / Tot Deposits 8.47 5.58 5.01 4.65
Foreign Deposits / Total Deposits 0 0 0 0
Other Deposits / Total Deposits 0 0 0 0
   
Non-CDs / Total Deposits 91.53 94.42 94.99 95.35
Core Deposits / Total Deposits 92.63 95.24 95.76 NA
Noninterest-bearing Deposits / Deposits 43.06 43.05 42.33 41.75
Interest-bearing Deposits / Deposits 56.94 56.95 57.67 58.25
   

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